Recreational Vehicle Insurance

Recreational vehicles (RVs) are a popular way to travel and explore the great outdoors. If you own an RV, you should consider purchasing insurance to protect your investment and yourself from potential accidents or other unexpected events. 

Recreational Vehicle Insurance Coverage 

 

RV insurance typically covers liability, collision and comprehensive damages. Liability coverage may help pay for damages or injuries you cause to a third party while driving your RV. In contrast, collision coverage may help pay for damages to your RV if you crash into another vehicle or object. Comprehensive coverage may help cover damage caused by incidents such as theft, fire or natural disasters. 

Some RV insurance policies may also offer coverage for personal belongings inside the RV, towing and roadside assistance, and even temporary living expenses if your RV is damaged or destroyed and you cannot live in it. 

How Are Vehicles Rated for Insurance? 

 

Insurance companies use various factors to rate vehicles for insurance. These factors determine the likelihood of an accident or theft and the cost of repairs in the event of a claim. Here are some common factors that insurance companies use to rate vehicles: 

• Vehicle make and model
• Age of the vehicle
• Whether the vehicle is used for personal or business purposes
• The vehicle’s safety features
• Your driving record
• The location where the vehicle is primarily kept and driven  

How Much Does Recreational Vehicle Insurance Cost? 

 

The cost of RV insurance can vary depending on several factors, such as the type, age, and value of the RV; the level of coverage; and the driver’s record.  

Insurance for Recreational Vehicles in Burwell, NE 

 

If you are in the market for a personalized RV insurance policy, contact Town and Country Insurance Agency Inc. today.